For Over 35 Years Auto Finance Has Been Our Only Business
First Investors has created a unique business model that encompasses indirect and direct lending as well as portfolio acquisitions and third party servicing.
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Core Values
Fundamental to our mission are our core values

Think Like an Owner
Balance Quality and Quantity
Document, Refine, and Reengineer Systems, Processes, Practices and Services
Take Responsibility and Be Accountable
Conduct Business in a Professional Manner with Honesty and Integrity
Provide a Safe, Productive, and Rewarding Work Environment
Develop and Maintain Profitable Relationships with Customers
Inspire Involvement and Teamwork
Create a Clear, Sustainable Competitive Advantage
Encourage Honest, Open Communication
Embrace Innovation, Creativity and Change
Respect structure and reporting relationships yet ensure that organizational boundaries never become a barrier to success
Executive Management
Tommy A. Moore, Jr.
President and CEO
Mr. Moore serves as President and Chief Executive Officer of First Investors which he co-founded in 1989. Prior to organizing the Company, Mr. Moore was employed in commercial banking in Houston, Texas where his responsibilities included retail and commercial lending. He also served for a time, as manager of a leasing company owned by a Houston automobile dealership.
Blaise G. Rodon
Senior Vice President - Co-Chief Operating Officer
Mr. Rodon joined the Company in February 2000 as Director of Operations with primary responsibility for all loan servicing and collection activities. He was promoted to his current position of Senior Vice President - Co-Chief Operating Officer in November 2005. In his current role, he has primary responsibility for loan servicing and collections and operational compliance. Prior to joining the Company, he was employed by General Electric Capital Corporation for 17 years in a variety of collection management roles overseeing GE’s third-party collection agencies, legal recovery units and call centers.
Perry A. Sexton
Senior Vice President - Chief Information Officer
Mr. Sexton joined First Investors April 1999 as a Network Administrator. In 2000, he was promoted to IT Operations Manager with responsibility for all computer systems, data communications and telecommunication networks for the organization. In June 2005, he assumed the position of Director-Information Technology and now occupies his current role of Chief Information Officer. Prior to joining the Company, he served as a Network Administrator for several large organizations including the Center for Disease Control (CDC), BellSouth, and Lockheed Martin.
Ryan S. Miller
Senior Vice President and Chief Digital Officer
Mr. Miller joined the company in August of 2017 in his current capacity. Mr. Miller is responsible for the company’s digital strategy, digital roadmap and digital / marketing communications designed to drive an innovative, best in class customer and employee experience. He was previously employed by GreenSky as the Vice President of Product Management over their digital experience and USAA as the Director of Product Management over Consumer Lending, Real Estate and the Car Buying Experience. Other companies Mr. Miller has worked for include Perot Systems, Advanced Fibre Communications and the United States Army.
Bennie H. Duck
Executive Vice President and Chief Financial Officer
Mr. Duck joined the Company in May 1996 in his current capacity. Mr. Duck is responsible for all treasury, accounting, human resource, information technology, regulatory compliance and risk management activities of the organization. He was previously employed for 10 years by Bank of America in various capacities, most recently as Vice President of Corporate Finance where his responsibilities included corporate lending and capital market activities for both high yield and high grade clients. His previous experience includes middle market corporate finance and real estate construction and development finance.
David L. Satterfield
Senior Vice President - Co-Chief Operating Officer
Mr. Satterfield joined First Investors in April 2011 in his current capacity. Mr. Satterfield is responsible for all marketing, credit underwriting, indirect funding and direct lending call center operations for the Company. Prior to joining First Investors, Mr. Satterfield served as Senior Vice President, Dealer Channel Originations for Triad Financial where he was responsible for managing indirect originations, credit underwriting, funding and dealer channel marketing. He was previously employed for 11 years at CitiFinancial Auto where he served as Senior Vice President, Director of Strategic Business Group and at Auto One Acceptance Corporation, which was acquired by CitiFinancial, as Executive Vice President and Chief Credit Officer. Mr. Satterfield has over 20 years experience in automobile lending.
Scott A. Fath
Senior Vice President - Chief Accounting Officer
Mr. Fath joined Auto Lenders Acceptance Corporation in February 1998 as Manager of Accounting and continued in that role upon the acquisition of that company by First Investors in October, 1998. He was promoted to Director of Finance and Corporate Controller in July 2003. He is responsible for all accounting and tax activities of the Company. Prior to joining First Investors, Mr. Fath served as Manager, General Accounting for The W.A. Butler Company from 1994 to 1998. Mr. Fath served in the U.S. Army from 1986 to 1992 and received his Bachelor of Science in Accounting from the Ohio State University. Mr. Fath is a Certified Public Accountant in the State of Ohio.
Chuck Berend
Senior Vice President – Chief Risk Officer
Mr. Berend joined the Company in November 2018 in his current capacity. Mr. Berend is responsible for decision science, credit risk management, pricing & profitability analytics, portfolio risk management and operational monitoring. Prior to joining First Investors, Mr. Berend was the SVP and Director of U.S. Indirect Auto Lending for BBVA Compass. His career in auto finance started in 2000 leading to risk management leadership roles at AmeriCredit, Triad Financial and Exeter Finance, as well as operating an independent sub-prime auto finance company from 2010 to 2014.
Investor Relations
Clear And Concise Financial Information
For information regarding First Investors' financials, bond offerings, performance and
other information, please contact
Bennie H. Duck,
Executive Vice President and Chief Financial Officer,
either by Phone ( 713-273-5116 ) or Email ( ).
Additional Resources